INSURANCE FOR PROPERTY OWNERS

Bespoke, global property insurance services for the whole lifespan of a property, from planning to construction to occupancy.

Property landlords and managing agents will benefit from the services offered by W Denis property insurance division. The W Denis group offers a total turnkey insurance solution for the complete life span of a property investment, from the early planning stage, through construction and beyond to final occupancy.

New developments Pre-construction	New developments During construction	Completed Properties
Auditing & due diligence Checking consultants pi Architects certificates vs Building guarantees Contract conditions & document appraisals	Auditing & due diligence Checking of contractors insurances Indemnity to principals Contract condition audits Diary management	Building Certification Building guarantees EPC / BREEAM Certs HIP’s Electrical Test Certification Asbestos Surveys Lift/Plant inspections
Legal Liabilities & Indemnities Land & property owners liability Professional indemnity Restrictive covenants Title indemnities Judicial review indemnities	Legal Liabilities Public Liability Employers Liability Pollution Liability Employers Liability Hired in Plant Contractual Liabilities	Legal Liabilities Operational Liabilities Public Liability Property Owners Liability Legionellosis Liability Terrorism Liability Employers Liability Directors & Officers for Management Co’s
Properties Insurance Insurance on empty buildings Plant & machinery Temporary buildings	Contract Works Employer/Principal arranged policies Engineering all risks Contractors Plant & equipment	Buildings Insurance Broad form property owners insurance wordings Allowance for incomplete phases still under construction
Environmental Issues Cost capping insurance for remediation of contaminated land Environmental liabilities Surety bonds for the Environment Agency	Delay Exposures Insurance for advanced rent, profit, revenue etc Liquidated ascertained damages clauses Derivative contracts for uninsurable delays such as high winds preventing work but not causing physical damage	Business Interruption Loss of rent Loss of profit Loss of revenue Advanced rent, profit, revenue for extensions and additions
Other Risk Management Matters Physical site preparation Financial guarantees Performance bonds Building guarantee preparations	Other Risk Management Matters CDM compliance Health & Safety at Work Site & Plant security Renewal of performance bonds & other surety Building Reg’s Approval Preparations for handover sign off	Other Risk Management Matters Building safety & security Valuations for reinstatement Inadvertent omissions Failure of tenants insurances (Landlord protection) Privity of Contract

Working closely with landlords and managing agents, bespoke property insurance programmes are aligned to your requirements to deliver the services needed, including:

Individual premium allocations for individual buildings or tenants
Option to invoice landlords, managing agents or individual tenants
Remuneration agreements for landlords and managing agents
Properties situated outside the UK can have policies issued in a local language with premiums and claims either paid in local currency or GBP Sterling.

For more information about property insurance and property risk management services please contact:

Name:	Mark Dutton
Position:	Director
Direct Tel:	0113 243 7209
Email:	Mark.dutton@wdenis.co.uk