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Captive Management Service

This service is provided in partnership with independent captive management businesses, which specialises in the formation, management and operation of captive insurance companies including protected cell companies. 

Guernsey is one of the world’s foremost insurance domiciles and Europe's leading centre for innovative alternative risk solutions. Over 40% of the top 100 FTSE companies have chosen Guernsey as their home for their captive insurance companies. Guernsey was the first domicile in the world to introduce the Protected Cell Company (PCC) concept which has become a hugely popular insurance vehicle around the world.

Advantages of captive insurance model:

  • Potential to accrue investment income on outstanding claim reserves
  • Insurance cost predictability ensuring the preparation of more reliable budgets
  • Greater flexibility in policy creation, timing of premium payments and claims settlement
  • Premiums in excess of claims paid and captive’s expenses are retained within the organisation
  • Offers alternative cover that the conventional market either doesn’t supply or is too expensive to be a viable option
  • Improved risk management efficiency as result of incentive created with the company's retention of risk within its captive
  • Its existence facilitates an ongoing evaluation process, monitoring the coverages provided and ensuring they continue to meet the organisation's needs and that the terms and prices remain enticing
  • Owning a captive insurer, enables direct access to the international ‘reinsurance` market where alternative sources of capital can be utilised.

Any organisation or even a mutual trade group can benefit from using a captive management insurance model, provided the total premium exceeds £250,000 for a captive or £100,000 for a protected cell company.

Insurance services:

  • Feasibility Studies:
    Due diligence
  • Structured solutions for self-insurers:
    Protected cell company 
    Choice of domicile including both on and offshore jurisdictions in Europe or Bermuda
  • Management services:
    Regulatory approvals
    Regulatory compliance
    Corporate governance
    Corporate secretarial
    Insurance and reinsurance programme structuring
    Premiums and claims processing 
    Letters of credit facilitation 
    Investment strategy implementation 
    Financial statement preparation
    Regulatory filings and other financial reporting
    Fiscal representative for UK insurance premium tax

Specialist Point
of Contact


Mark Dutton

0044 (0) 113 243 9812

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