Education Sector
The education sector requires specialist attention from insurance brokers with an in-depth knowledge of the different exposures and coverage requirements of individual organisations. The legal liability exposure of an adult education college is very different to a school for young children. Identifying these individual exposures, together with the risk management controls in place, is key to a broker's ability to secure a competitively priced and appropriately worded comprehensive education insurance programme.
W Denis has experience spanning all levels of the education insurance sector and works in partnership with establishments which have an excellent reputation within the sector.
We provide education insurance for:
- Further education colleges
- Nursery/pre-school groups
- Private & independent schools
- Specialist schools for children with learning difficulties
- Universities
Education insurance coverage includes:
- Loss of Registration
- Motor fleet/minibuses
- Business Interruption
- Cyber & Data Insurance
- Public Liability Insurance
- Product Liability Insurance
- Employer's Liability Insurance
- School Fees Insurance Scheme
- Legionellosis Liability Insurance
- Replacement Teacher Insurance
- Professional Indemnity Insurance
- Employees & students belongings
- Research & Development Expenditure
- Trustees'/Directors' & Officers’ Liability
- Occasional business use – private vehicle
- Legal Liability for Actual or Alleged Abuse
- Property, Contents, Machinery, Computers
- Group Personal Accident & Travel Insurance
- Governors'/Trustees'/Directors' Liability Insurance
- Medical Professional Liability/Malpractice for research or clinical trials