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High Rise Buildings

Property Owner Insurance

W Denis Group offers a total turnkey insurance solution for the complete life span of a property investment, from the early planning stage, through construction and beyond to final occupancy.

New developments 

New developments
During construction

Completed Properties

Auditing & due diligence 

Checking consultants pi
Architects certificates vs Building guarantees
Contract conditions & document appraisals

Auditing & due diligence

Broker Letter requirements for Funders
Checking of contractors insurances
Indemnity to principals
Contract condition audits

Building Certification

Building guarantees
Electrical Test Certification
Asbestos Surveys
Lift/Plant inspections

Legal Liabilities & Indemnities

Land & property owners liability
Professional indemnity
Restrictive covenants
Title indemnities
Judicial review indemnities

Legal Liabilities

Public Liability
Employers Liability
Pollution Liability
Employers Liability
Hired in Plant
Contractual Liabilities

Legal Liabilities

Operational Liabilities
Public Liability
Property Owners Liability
Legionellosis Liability
Terrorism Liability
Employers Liability
Directors & Officers for Management Co’s

Properties Insurance

Insurance on empty buildings
Plant & machinery
Right of Light Indemnity
Temporary buildings

Contract Works

Employer/Principal arranged policies
Engineering all risks
Contractors Plant & equipment

Buildings Insurance

Broad form property owners insurance wordings
Allowance for incomplete phases still under construction

Environmental Risks

Cost capping insurance for remediation of contaminated land
Environmental liabilities
Surety bonds for the Environment Agency

Delay Exposures

Insurance for advanced rent, profit, revenue etc
Liquidated ascertained damages clauses
Derivative contracts for uninsurable delays such as high winds preventing work but not causing physical damage

Business Interruption

Loss of rent
Loss of profit
Loss of revenue
Advanced rent, profit, revenue for extensions and additions

Other Risk Management Matters

Developers Cost Overrun Protection
Excess of Surety Bonds & Liquidated Damages
Physical site preparation
Sub-Contractor Default
Financial guarantees
Performance bonds

Other Risk Management Matters

CDM compliance
Health & Safety at Work
Site & Plant security
Renewal of performance bonds & other surety
Building Reg’s Approval
Preparations for handover sign off

Other Risk Management Matters

Building safety & security
Valuations for reinstatement
Inadvertent omissions
Failure of tenants insurances (Landlord protection)
Privity of Contract


Working in partnership with landlords and managing agents, we are able to provide the following services:

  • Individual premium allocations for individual buildings or tenants
  • Option to invoice landlords, managing agents or individual tenants
  • Properties situated outside the UK can have policies issued in a local language with premiums and claims either paid in local currency or GBP Sterling
  • Remuneration agreements for landlords and managing agents

Specialist Point
of Contact


Mark Dutton

0044 (0) 113 243 9812

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